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Finance Articles.

A range of articles related to personal finance, financial planning, financial strategies, retirement planning, property investment, superannuation planning, home loans and mortgages, interest rates and more ...

Novated Car Leasing: The Smart Choice

Novated Car Leasing: The Smart Choice

Did you know that if you have even one employee, your small business qualifies to offer a novated lease option for your employee's car financing?
This allows employees to pay for the lease out of pre-tax dollars, which means a reduction in their taxable income and related income tax. Moreover, there is a "fully maintained novated lease" option which allows the employee to extend their pre-tax dollars even further by including car-related expenses like oil, fuel, service and maintenance, tyres and various insurance payments in the novated leasing deduction.

Financial Planning Budgeting: The Price of Power

Financial Planning Budgeting

The cost of electricity continues to be front page news and is placing stress on household budgets. If you are feeling the heat, you are not alone. We'd like to help you identify a few key areas related to your household's energy bill .....

Financial Analyst: Maintaining Your Life Balance and Bank Balance.

Financial Analyst: Maintaining Your Life Balance and Bank Balance.

Can you afford to purchase the kind of property you’d like to live in? Like many young Australians you probably think that you can’t, and struggle to get a deposit together for your first home. Property prices seem to be increasing more quickly than your ability to save.

Personal Finance Management: Keeping the Wolf from the Door.

Personal Finance Management: Keeping the Wolf from the Door

Cash flow management is critically essential in today’s turbulent financial environment. Yet more and more families are losing the battle to stay financially strong with huge stresses on relationships and peace of mind. In fact nearly one in two Australian families when presented with a financial crisis would not have sufficient funds to last 30 days!

Strategic Financial Planning: For Love or Money - Is your Relationship safe?

Strategic Financial Planning: For Love or Money - Is your Relationship safe?

Read about the effect of financial stress on relationship issues, what causes them and how to avoid them by using a financial analyst to build you a strategic financial plan. Compulsory reading for all couples!

Personal Financial Advice - A Mortgage and a Baby: Are your financially Prepared?

Personal Financial Advice - A Mortgage and a Baby: Are your financially Prepared?

Read some very useful tips on how basic financial advice & planning can lead to a calmer life when the little one come along.

It contains some useful ideas your financial advisor can assist your with to ensure your finances and financial strategies are in the the best shape before the baby arrives.

Financial Advice: Starting Over

With the divorce rate and defacto separations soaring more than ever, many of us have to make a new start in life.

Financial Advice: Starting Over

The emotional turmoil is tremendous, but getting your finances properly organised will set you up for the future. This article outlines what to consider in your financial plan and financial strategy to safeguard your future.

Mortgage Advice: It's time to call your Mortgage advisor, Financial Advisor or broker.

Mortgage Advice: It's time to call your Mortgage advisor, Financial Advisor or broker.

Over the last year there have been many changes in the mortgage broking, finance broking and money lending industry covering areas like retail conditions, wholesale, regulation, reporting and compliance. Now is a good time to contact your finance broker, mortgage broker or financial advisor to see how best you can benefit from these changes.

Investment Finance: Lenders Mortgage Insurance - Dead Money or a valuable tool.

Investment Finance: Lenders Mortgage Insurance - Dead Money or a valuable tool.

While LMI can be costly and on the surface may not seem to contribute anything to the purchaser in a property transaction, this article questions this thinking and notes that in many cases, LMI allows investors to get set in a property transaction when they feel the time is right.

Capital Finance: Tell your financial advisor or Financial Engineer when your Selling.

Debt Loan: Strategies to Reduce Loan Repayments

Your financial advisor or financial engineer will help you get your finances in order and ready for your next transactions as well as smooth the transaction when your house sells.

Debt Loan: Strategies to Reduce Loan Repayments

Capital Finance: Tell your financial advisor or Mortgage Broker when your Selling.

While LMI can be costly and on the surface may not seem to contribute anything to the purchaser in a property transaction, this article questions this thinking and notes that in many cases, LMI allows investors to get set in a property transaction when they feel the time is right.

Lifestyle Finance Assessment Form

Lifestyle Finance Assessment Form

A great form to complete to give your a view of how your finances are traveling and for your financial advisor to start on a detailed financial strategy with you.

Investment Planning: High Fliers or Budget Savvy Investors?

Investment Planning: Are you Sitting on the fence?

A look at why only about 20% of Australians own investment properties desppite the generous Federal Government schemes to encourage investment in real estate.

Financial Solutions: Reverse Mortgages

Financial Solutions: Reverse Mortgages

The SKI generation Myth plus a useful guide. While the common perception is that retirees are living it up on the kids inheritance, the facts are very different.

Financial Planning: Preparing You Tax Receipts

Financial Planning: Preparing You Tax Receipts

A common investment strategy is to finance the purchase of residential property using debt which can be in the form of a mortgage over the property. Generally, interest expenses incurred in connection with the mortgage will be deductible for income tax purposes by the investor.

Financial Review : Are you ready for Tax Time.

Financial review: Are you ready for tax time

If you have an investment property, it is well worth a couple of minutes to read the articles below. I know there is a lot of good advice around, and I also know thinking about tax time isn't much fun for any of us, but you do want to maximise your tax benefits, don't you ?

Finance Options: Property Co-Ownership Property CO-Ownership.

Proeprty Co-Ownership

Read about the considerations of owning property with another person.

Proeprty Co-Ownership

Financial Planning; Spend Your Capital Wisely.

This article looks at the best areas to spend your renovation dollars on.


Home Finance

Home Finance: 7 Reasons to Call Today

Everyone will be advertising “the best deal”. But what they may omit to tell you about are the hidden restrictions, costs, break out fees and other associated issues when changing lenders. 

Home Loan Services

Home Loan Services: Buying Property with Confidence

Everyone will be advertising “the best deal”. But what they may omit to tell you about are the hidden restrictions, costs, break out fees and other associated issues when changing lenders. 

Home Loans Perth: Parents Helping Kids

Home Loans Perth

Parents now want to assist their children to achieve the great Australian dream of home ownership.
It is reported that 8 in 10 parents are prepared to lend a hand by providing some form of financial support in an effort to help their children enter the property market.

Investment Strategy: Budget Savvy verses High Fliers as Investors

Investment Strategy

How makes the best investors? The budget savvy or the high fliers?We often meet people who are hooked on the good life: living in expensive suburbs, fancy cars, frequent dining out and overseas holidays. You’d be surprised however, at how many don’t have adequate savings for retirement or redundancy, let alone a solid investment plan.

Investment advice

Investment Advice : City verses Suburbs

How makes the best investors? The budget savvy or the high fliers?We often meet people who are hooked on the good life: living in expensive suburbs, fancy cars, frequent dining out and overseas holidays. You’d be surprised however, at how many don’t have adequate savings for retirement or redundancy, let alone a solid investment plan.

Property Investment

Property Investment : Advancing your tax Benefit.

Did you know that property investors need not wait for their tax returns?
A common investment strategy is to finance the purchase of residential property using debt which can be in the form of a mortgage over the property.

Retirement Planning

Retirement Planning : Retirement Rethink

Did you know that property investors need not wait for their tax returns?
A common investment strategy is to finance the purchase of residential property using debt which can be in the form of a mortgage over the property.

Popular Articles:

Personal Finance Management - An overview of personal finance issues and how to manage them.

Pproperty Finance: BRIC and Mortar to Boom

Personal Financial Advice: A Mortgage and a Baby

Buying Investment Property: Born Free -Taxed to Death

Financial Analyst: Life Balance not Bank Balance

Investment loans & Articles - Managing your home mortgage and your investments require quite different approaches.

Investment loans & Articles - Managing your home mortgage and your investments require quite different approaches.

Investment Adice: City versus Suburbs

Home Loans Perth: parents helping Kids

ATO payg withholding tax variation for use to reduce the amount of tax your employer deducts from your wages or salary when you own an investment property.

Buying Property Checklist  A very comprehensive checklist to use when buying a property.

Lifestyle Finance Assesment Form to see just how you are tracking and to start your financial strategy.

Equity Finance - Debt versus Equity

Investment Strategy: High fliers or Budget Savvy Investors

Wealth Management - building wealth

Development Finance for property development

An extensive library of Checklists, Forms and Guides can be found in our archive library.

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